Terms of service

<h1>Terms of Service</h1>
<p><strong>Last updated: [Current Date]</strong></p>

<h2>1. Agreement to Terms</h2>
<p>By accessing or using the AYN website ("Site"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Site.</p>

<h2>2. Eligibility</h2>
<p>By using our Site, you represent that:</p>
<ul>
    <li>You are at least 18 years old or have parental consent</li>
    <li>You have the legal capacity to enter into binding contracts</li>
    <li>All information you provide is accurate and complete</li>
</ul>

<h2>3. Account Registration</h2>
<p>When creating an account, you agree to:</p>
<ul>
    <li>Provide accurate and current information</li>
    <li>Maintain the security of your password</li>
    <li>Notify us immediately of any unauthorized account use</li>
    <li>Accept responsibility for all activities under your account</li>
</ul>
<p>We reserve the right to refuse service, terminate accounts, or cancel orders at our discretion.</p>

<h2>4. Products and Pricing</h2>

<h3>Product Descriptions</h3>
<p>We strive to display our products accurately. However, we do not warrant that product descriptions, colors, or other content are completely accurate, reliable, or error-free. Slight variations in color may occur due to monitor settings and photography lighting.</p>

<h3>Pricing</h3>
<p>All prices are in Indian Rupees (INR) unless otherwise stated. We reserve the right to modify prices at any time without prior notice. In case of pricing errors, we will inform you and offer the option to confirm at the correct price or cancel your order.</p>

<h3>Availability</h3>
<p>Products are subject to availability. If an item becomes unavailable after you place an order, we will notify you and issue a full refund.</p>

<h2>5. Orders and Payment</h2>

<h3>Order Acceptance</h3>
<p>We reserve the right to refuse or cancel any order for reasons including but not limited to:</p>
<ul>
    <li>Product availability issues</li>
    <li>Errors in product or pricing information</li>
    <li>Suspected fraud or unauthorized transactions</li>
    <li>Inability to verify payment information</li>
</ul>
<p>If we cancel your order, we will notify you and process a refund if payment was made.</p>

<h3>Payment Methods</h3>
<p>We accept:</p>
<ul>
    <li>Credit/Debit Cards (Visa, MasterCard, RuPay, American Express)</li>
    <li>UPI (Google Pay, PhonePe, Paytm, BHIM)</li>
    <li>Net Banking</li>
    <li>Cash on Delivery (additional fees may apply)</li>
    <li>Wallets (Paytm, Mobikwik, etc.)</li>
</ul>

<h3>Payment Security</h3>
<p>All payments are processed through secure, PCI-compliant payment gateways. We do not store your complete payment information on our servers.</p>

<h2>6. Shipping and Delivery</h2>
<p>Shipping timelines and costs are outlined in our <a href="/policies/shipping-policy">Shipping Policy</a>. Risk of loss passes to you upon delivery. Please inspect packages immediately upon receipt.</p>

<h2>7. Returns and Refunds</h2>
<p>Our return and refund process is detailed in our <a href="/policies/refund-policy">Return Policy</a>. By making a purchase, you agree to the terms outlined there.</p>

<h2>8. Intellectual Property</h2>
<p>All content on this Site—including logos, designs, text, graphics, images, and software—is the property of AYN or its content suppliers and is protected by Indian and international copyright laws.</p>
<p>You may not:</p>
<ul>
    <li>Reproduce, distribute, or modify any content without written permission</li>
    <li>Use our trademarks or logos without prior consent</li>
    <li>Copy or imitate our store's design or layout</li>
</ul>

<h2>9. User Conduct</h2>
<p>You agree not to:</p>
<ul>
    <li>Use the Site for any illegal purpose</li>
    <li>Attempt to gain unauthorized access to our systems</li>
    <li>Interfere with the Site's functionality or security</li>
    <li>Submit false or misleading information</li>
    <li>Harass, abuse, or harm others through the Site</li>
    <li>Upload viruses or malicious code</li>
</ul>

<h2>10. Reviews and User Content</h2>
<p>When you submit reviews, comments, or other content, you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and publish that content.</p>
<p>We reserve the right to remove any content that violates these terms or is otherwise objectionable.</p>

<h2>11. Third-Party Links</h2>
<p>Our Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of these external sites. Access them at your own risk.</p>

<h2>12. Limitation of Liability</h2>
<p>To the maximum extent permitted by law, AYN shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our Site or products, including but not limited to lost profits or data.</p>
<p>Our total liability shall not exceed the amount you paid for the products giving rise to the claim.</p>

<h2>13. Indemnification</h2>
<p>You agree to indemnify and hold AYN harmless from any claims, damages, or expenses arising from your violation of these Terms or your use of our Site and products.</p>

<h2>14. Governing Law</h2>
<p>These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in [Your City, State].</p>

<h2>15. Changes to Terms</h2>
<p>We may update these Terms periodically. Continued use of the Site after changes constitutes acceptance of the modified Terms.</p>

<h2>16. Severability</h2>
<p>If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated, and the remaining provisions shall remain in full force and effect.</p>

<h2>17. Contact Information</h2>
<p>For questions about these Terms, please contact us:</p>
<ul>
    <li>Email: <strong>[legal@ayn.com]</strong></li>
    <li>Phone: <strong>[Your phone number]</strong></li>
    <li>Address: <strong>[Your business address]</strong></li>
</ul>